First-Time Homebuyer Assistance

Housing Trust First-Time Homebuyer Loans

The Housing Trust has four low-interest, secondary mortgages from which to choose. Loans vary by income eligibility based on one's household income and size, maximum loan amount and repayment terms. These loans are frequently combined with first-time loan programs sponsored by Santa Clara County or local city housing departments. Click on the program name in the chart below for more information about the individual programs.

To download our Preferred Lender List, click here.